Capitec offer personal loans up to R230 000 over a term of 2 to 84 months, depending on your requirements. The amount that you will qualify for will largely depend on your credit profile and affordability and you can apply within a ranch of any Capitec Bank in South Africa.
Allot of people are currently looking at Capitec loans since there aren’t many banks out there that offer loans up to R230 000 and this is why Capitec has become a very interesting alternative for personal loans.
You will receive fix monthly repayments from Capitec which makes it easier for you to plan and fir the repayment in to your monthly budget.
To apply you would need your identity document, proof of residential address, salary slips and a 3 months of bank statements. Capitec loans are certainly becoming a good alternative and you can look into them, but also feel free to explore other personal loan options online.
We personally bank with Capitec and have found their service to be of the utmost quality and for anyone looking into Capitec, can rest assured that you are in good hands. They are constantly looking into new personal loan offers and this was the information we were able to find online regarding their loans, so be sure to check in regularly for more exciting new on Capitec.
If you do feel that you want to apply for a personal loan with them, be sure to read through all the contracts to make sure that you understand everything that is involved in the terms of the loan. We always advise all our clients to read the terms and conditions of every loan application, just to make sure that you understand everything that is involved.